Google announced that Google Wallet users can now send money to anyone in their contact list with just a phone number. Users have been able to do so with email addresses in the past, but now you don’t even need that.

If you choose to send money with a phone number, the recipient will get a text with a secure link from which they can enter their debit card to claim the money and it will appear in their bank account within minutes.

The feature is available in an update to the Google Wallet app on both iOS and Android.

Google has also improved contact suggestions in the app. You’ll now see the people you send money to the most first. There’s also an new security feature that lets you lock the app by tapping a button.

Finally, you can now add a second bank account to the app.

Image via Google